Thinking ahead, Felicia and I started to discuss Christmas gifts. We have both decided that we will buy presents for the kids and not adults besides our parents. We are not planning on buying anything for our friends, my brother, my sisters, and cousins. This will keep our Christmas bill down and allow us to continue to work toward our goals.
Felicia and I were talking money at lunch and we both realized that this topic is not a stressful conversation anymore. It does not end with me in a bad mood or her stressed out. We know we are still at the beginning stages of turning things around but we have hit the ground running. We pretty much have the two months of her income to cover expenses when she is out of work and we almost have the deductible for the hospital when the baby is born.