One Step At A Time

So far it has been a horrible start to the New Year as far as budgeting goes. I am not trying to make excuses, but we need to find out why we are doing so bad. I think I know...we are getting anxious about the birth of our daughter. Felicia has been feeling bad the last couple of weeks and this week she has been having irregular contractions. We keeping coming up with excuses not to cook or to buy something we really don't need. Deep down we know we are just trying relieve stress or make ourselves feel better at that moment. Now is the time to stop and tighten the ropes a little bit. Felicia has stopped working two weeks before we planned, but the good news is that we did so good in savings that we have enough in an emergency fund to survive. Thanks for the advice on that one, Dave Ramsey! We stockpiled some cash and now we need to be careful in how we spend it. It would be a shame to do so well and then manage those funds poorly. Even though we have done poorly this mont...