I wrote yesterday about how we have been messing up and we need to get back on track. We finally went grocery shopping and I think we did a good job. We budgeted 150.00 for the trip and only spent 133.00. Not too bad. Like I said yesterday, we will work hard to get back on track.
A budget is not something you put off. When we do our budget, it helps us stay on track. In the past, I have written about getting off track but even during those times a budget kept us from going overboard. This time around we kept putting it off and putting it off and just kept spending without a plan. This laziness has hurt us and it pushes us further away from our goals. When we got paid on the15th, we did pretty good and had some extra cash in our envelopes at the end of the two weeks. This paycheck, I know we have spent more than we brought in and had to go tap into savings for non-emergencies. When this happens, it feels like I have let my family down. I am the one who is going to set the example for my children and their money. I could always just spin it and tell them that this is an example of what not to do. I know the habits that we are supposed to have that will make this work. It starts with making the budget. Duh! It needs to be done in order to make the money behave. W...
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