Skip to main content

Finally

Image
By
I wrote yesterday about how we have been messing up and we need to get back on track. We finally went grocery shopping and I think we did a good job. We budgeted 150.00 for the trip and only spent 133.00. Not too bad. Like I said yesterday, we will work hard to get back on track.
Labels:

Comments

Post a Comment

Popular posts from this blog

FPU Week 3---Dreaded B-Word

By
Last Sunday was our 3rd class in Financial Peace University, and we talked about the the dreaded B-word, Budget. Since I read Total Money Makeover months ago, we have been doing the budget and have posted several times about it. Therefore, I am not going to go over every detail of this past Sunday's class, but will discuss some of the issues I have with budgeting so far. I believe if I keep honestly critiquing us and our money management, it will help us in the long run to win with money. Having a lot of money is not the desired result of this process, the results we are looking for are Financial Peace, retire with dignity, and pursue some of our dreams later in life. Below are just some of the things and habits that gets in our way of achieving our goals. One of the things that I do that absolutely does not work is create the budget and never look at it again. I work hard to make a zero based budget and making sure every dollar has a name, but never pull out the game plan to m...
1 comment
Read more

Handling Hiccups

By
Lately, we have had some weird things happen at the house that has caused us to get a little off track with the budget. In spite of these things, we have not touched our emergency fund and have just found other ways around these emergencies. Our dryer and our stove are busted. We are renting and the land lord had us call a appliance warranty company but for both appliances they claim are unfix-able and not under warranty. We are waiting to hear back from the land lords to see what they want to do about it, but nothing yet. The dryer is a simpler problem to work around because we can take the clothes to our parents house and wash them while we visit, Felicia's mom will sometimes take a couple of loads and do them herself for us, or we can go to the laundry mat. The stove on the other hand is little more difficult especially since we don't like to cook anyway and now we have to learn to bake instead of cooking Hamburger Helper. I am kidding but when we cook it is pretty bas...
2 comments
Read more

Celebration!

By
WE DID IT!!!! We have finished Baby Step 1!!! We have a $1000.00 Emergency Fund!!!! Right now, it feels good to have $1,000.00 in savings. Checking off this step has encouraged us to keep going and we are ready to tackle Step 2, which is to pay off our debt using the Debt Snowball. Felicia and I worked hard to accomplish this. We had to hold each other accountable to sticking to the budget we both agreed to. It is not easy, especially when you get invited to parties, dinners, and going out with friends, but we are doing good saying no when the money isn't there. Living on the envelope system is not as bad as I thought it was going to be. If the cash is there, we use it and if it is not, we don't spend it. We are working on taking this momentum and applying it to our debt snowball. Because we budget and stick to it, we knew what day we were hitting this goal and budgeted some celebration money. Felicia and I got her parents to watch the kids while we went to dinner at L...
Post a Comment
Read more