Felicia looked at the bank account today and discovered we have not been sticking to the agreed budget. I know it was both of us. We both have been buying lunch, which is not in the budget. I think that was the big killer. We both feel really bad about it. We have been taking so many steps forward that I hate that we jumped back a little. These next two weeks we are going to try to keep a close eye on it. Knowing the problem now, we have to find a solution. For my part, I am going to ask around for ideas for easy brown bag lunches to take to work. We can't do a lot of lunch meat, because Felicia is pregnant and she can't have too much of it. I need to email mom, my aunt, and my cousin the chef to get ideas.
Last Sunday was our 3rd class in Financial Peace University, and we talked about the the dreaded B-word, Budget. Since I read Total Money Makeover months ago, we have been doing the budget and have posted several times about it. Therefore, I am not going to go over every detail of this past Sunday's class, but will discuss some of the issues I have with budgeting so far. I believe if I keep honestly critiquing us and our money management, it will help us in the long run to win with money. Having a lot of money is not the desired result of this process, the results we are looking for are Financial Peace, retire with dignity, and pursue some of our dreams later in life. Below are just some of the things and habits that gets in our way of achieving our goals. One of the things that I do that absolutely does not work is create the budget and never look at it again. I work hard to make a zero based budget and making sure every dollar has a name, but never pull out the game plan to m...
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